Lawsuits:
Liability insurance pays for a lawyer if you’re sued and protects your golf course from being on the hook for major legal settlements
Natural Disasters:
If your buildings, equipment, vehicles or green are damaged in a wildfire, hailstorm, or other natural disaster, insurance has you covered.
Theft & Vandalism:
As with natural disasters, insurance has you covered if your course is the target of thieves, vandals, and even rioters.
Car Accidents:
If a company vehicle gets into an accident, your regular car insurance won’t cover it, but commercial auto will.
Worker Injuries:
Everything from a golf caddy’s sprained ankle to a kitchen worker’s nasty burn can be covered under workers’ compensation if your employees get hurt on the job. This saves you from needing to pay for costly medical bills and time off work yourself.
Special Events:
If you dream of hosting weddings, tournaments, or charity fundraisers at your course, insurance is a must. Liability insurance shields you from suits over events gone wrong, and commercial property insurance helps you repair fast in an emergency.
In short, there are nearly endless reasons why golf course insurance is a good idea, but only two that can make it seem like a bad idea: time and money paid out in premiums. Ultimately, those are a small price to pay for the long-term stability and success of your golf course.
Contact us today to know more about the various options you have when it comes to golf course insurance.
