Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise. Make sure you have the protection you need if something goes wrong.

Simply put, it’s insurance protection for any type of retail store owner. It’s a customized form of business insurance designed to provide business owners with the coverage needed to keep their business operational after a catastrophe or a lawsuit.

Retail business insurance isn’t just a one-size-fits-all bundle of coverages filled with protection you don’t need. It’s actually a package of insurance options that you customize to protect yourself against the risks your unique retail store faces.

These insurance plans can be fine-tuned to meet your needs and budget, no matter the size or type of operation you run.

Nearly half of all retail businesses that temporarily close their doors after a natural disaster fail within 5 years. A solid business plan coupled with a retail insurance policy can prevent large financial losses and allow your store to remain profitable regardless of what unexpected event comes your way.

Retail businesses can range from a small corner shop to a large chain of stores. When you run a retail business, there are a few commercial insurance policies you’ll need to secure, either to meet state requirements or to protect your business venture, like:

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.