Technology Company Insurance provided by Browne Insurance Services

Imagine the possibilities! Whether you're a technology product company with an idea, or IT Contractor, we've got your back. We understand all of the different risks that come along with developing new technologies and can help find the right coverage to keep you protected.
What is Technology Company Insurance?

Technology Company Insurance is a combination of different business insurance designed to respond to the particular risk management needs of tech companies, helping to protect your facilities, your employees and your business from disruption.

Different coverage for Technology Company Insurance?

General liability insurance, which can protect your technology business from lawsuits for bodily injury or property damage.

Commercial property insurance, which covers the place where you do business and the tools you use, like computer equipment and office furniture.

Business income insurance, which helps replace lost income if you can’t run your business because of covered property damage, like a fire.

Some other coverages you must consider 

  • Errors and omissions insurance
  • Cyber liability insurance
  • Workers’ compensation insurance
  • Fidelity bonds

Workers' compensation insurance

Workers’ comp covers medical costs for work injuries and illnesses. Almost every state requires employers to carry this policy.

Technology firm owners should never underestimate the importance of technology insurance. It is an important protection for any business and will help them focus on growth without worry about bumps in the road or financial concerns that come with it. To learn more, contact us today!

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As an independent agency, Browne Insurance Services
Helps you find the right Technology Company Insurance Coverage
Contact Us
Palm Springs, CA
190 W Amado Rd Palm Springs, CA 92262
We extend coverage to individuals and businesses in Campbell, Palm Desert, Palm Springs, Pollock Pines, and Santa Clara areas.

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  • General Liability Insurance
  • Commercial Property Insurance
  • Business Auto
  • Worker’s Compensation
  • Cyber Insurance

General Liability Insurance Coverage

Risk Factors

Your client visits your data center, and he trips over a set of computer wires that were left out. The client sues your company for the medical expenses and lost wages that they incur.

Solution

Your general liability policy would cover the cost of medical expenses and the legal fees for the lawsuits.

Commercial Property Insurance Coverage

Risk Factors

Your server was hacked and since your server was down and halted your services. You need to repair it immediately and bring the server up again.

Solution

Commercial Property Insurance would help you cover the damages and the loss incurred

Business Auto  Coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution clean-up.

 

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and repair his property

 

Workers’ Compensation Coverage

Risk Factors

An employee experiences an electric shock while installing a new computer system, requiring hospitalization and significant time off.

Solution

Workers’ compensation would pay for his medical bills and a portion of lost income while he recovers and is unable to work. 

Cyber Insurance Coverage

Risk Factors

Your Office system got hacked and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

 

Solution

Cyber Insurance would cover for any loss and pay for hiring a public relations firm

 

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